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Contact me at 702-808-8328 or email me for a fast response!
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Get Pre-Approved To Purchase a New Home
Are you pre-approved for a mortgage loan?
Before you begin to shop for a new home, you should set up a time to meet with me so we can figure out how much you can home you are able to buy. This will put you in a better position as a buyer by showing sellers and their agents that you have the ability to purchase a home. Also, most buyers agents will not occupy precious time showing you houses unless they now you are pre-approved.
I will collect information about your debt, income, and assets. We’ll look at your credit profile and assess goals for a down payment and get an idea of different loan programs that would work for you. I will issue you a mortgage loan pre-approval letter for you indicating the amount you are pre-approved to borrow. It is important to understand that a pre-approval letter is just an estimate of what you are eligible to borrow, not a commitment to lend.
A pre-approval letter is not binding on the mortgage broker or mortgage lender; it is subject to an appraisal of the home you wish to purchase and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, your lender must review your situation and recalculate your mortgage amount accordingly.
Let's get your pre-approval started today! Contact me at 702-808-8328 or EMAIL ME for a fast response!
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